If any of your trip(s) will mean travelling outside our definition of Europe, you must choose Worldwide cover.

Our definition of Europe covers the following territories:

• Andorra
• Austria
• Belarus
• Belgium
• Bosnia- Herzegovina
• Bulgaria
• Canary Islands
• Channel Islands
• Croatia
• Czech Republic
• Denmark
• Eire
• Estonia
• Finland
• France
• Germany
• Greece
• Hungary
• Iceland
• Isle of Man
• Italy
• Latvia
• Liechtenstein
• Lithuania
• Mediterranean Islands including:
  • Majorca
  • Menorca
  • Ibiza
  • Corsica
  • Sardinia
  • Sicily
  • Malta
  • Gozo
  • Crete
  • Rhodes and other Greek Islands
  • Northern and Southern Cyprus
• Luxembourg
• Macedonia
• Madeira
• Moldova
• Monaco
• Morocco
• Netherlands
• Norway
• Poland
• Portugal
• Romania
• Russian Federation (West of Urals)
• Serbia and Montenegro
• Slovakia
• Slovenia
• Spain
• Sweden
• Switzerland
• Tunisia
• Turkey
• Ukraine
• United Kingdom

Albania, although in Europe is excluded from our definition.

If you are likely to travel outside the countries specified or to visit Albania, you will need our Worldwide cover.