The following tables show a summary of the benefits provided.

Benefit	Value	Standard	Superior
Cancellation‡	£500	£1,500	£5,000
Curtailment‡	£500	£1,500	£5,000
Travel Delay / Abandonment‡	£10 after 12 hrs delay, £10 after next 12 hrs etc. (max. £50) / £500	£20 after 12 hrs delay, £10 after next 12 hrs etc. (max. £100) / £1,500	£40 after 12 hrs delay + £20 after next 12 hours to £400 / £5,000
Missed Departure‡	Not included	£250	£1,000
Personal Accident	Death £5,000 (£1,000 if under 16). No cover provided for Loss of sight, loss of limb, or Permanent Total Disability.	Death £10,000 (£7,500 if under 16). Loss of sight in one or both eyes, loss of limb, or Permanent Total Disability £10,000	Death £40,000 (£7,500 if under 16). Loss of sight in one or both eyes, loss of limb, or Permanent Total Disability £40,000
Medical Expenses‡	Unlimited (Funeral expenses £5,000, Emergency dental treatment £100)	Unlimited (Funeral expenses £5,000, Emergency dental treatment £250)	Unlimited (Funeral expenses £5,000, Emergency dental treatment £500)
Repatriation	Included in Medical	Included in Medical	Included in Medical
Compassionate Return	Not included	Not included	£300
Hospital Benefit	Not included	£250	£1000
Personal Effects and Baggage‡	£500 - including £100 Valuables, £100 Sports equipment, £100 Mobility Aids, Single Article Limit £100. Essential Medication forwarding costs - up to £300	£1,500 - including £250 Valuables, £250 Sports equipment, £250 Mobility Aids, Single Article Limit £250. Essential Medication forwarding costs - up to £250	£2,000 - including £400 Valuables, £400 Sports equipment, £400 Mobility Aids, Single Article Limit £400. Essential Medication forwarding costs - up to £300
Delayed Baggage‡	£50 after 12 hours	£75 after 12 hours	£75 after 12 hours
Personal Money	£100 (reduced to £50 if under 16)	£200 (reduced to £100 if under 16)	£500 (reduced to £100 if under 16)
Passport / Driving licence - temporary replacement costs	£100	£250	£250
Hijack Cover	Not included	£200 (£50 per day)	£500 (£50 per day)
Personal Liability	£2,000,000	£2,000,000	£2,000,000
Legal Expenses	£10,000	£25,000	£50,000
Catastrophe Cover	Not included	£250	1,000
Additional Pet Care Fees	Not included	Not included	£150
Scheduled Airline Failure Insurance‡	Not included	Not included	£3,000

OPTIONAL WINTER SPORTS EXTENSION
(only covered if you choose the Winter Sports cover option)

Winter Sports Equipment	Covered under Personal Property	Covered under Personal Property	Covered under Personal Property
Equipment Hire Charges	£20 / £200	£20 / £200	£50 / £500
Unused Ski Pass	£75 per week / £300	£75 per week / £300	£75 per week / £450
Piste Closure	£20 per day / £200	£20 per day / £200	£40 per day / £400
Avalanche Cover	£100	£100	£500

The benefit levels shown are the maximum amount payable.

Important Notes

If you claim for one benefit marked with a^‡ you will have to pay:

Value - the first £100 per person
Standard - the first £75 per person
Superior - the first £50 per person (maximum £100 for any claim except Scheduled Airline Failure Insurance)

If your claim is for more than one benefit marked with a^‡ you will have to pay:

Value - the first £100 per person for each benefit you claim
Standard - the first £75 per person for each benefit you claim
Superior - the first £50 per person only (maximum £100 for any claim except Scheduled Airline Failure Insurance)

Value cover has lower benefit amounts, a higher excess and no cover for any pre-existing medical conditions. This means that we are able to offer cover at lower prices.

This does not replace the Policy Summary document, which you should read before you buy this insurance. The full details of the cover can be found in the Policy Document.